Enroll in the 2026 Private Elm Tree Insurance Program by April 15

The City of Evanston is once again offering community members the opportunity to enroll in its Private Elm Tree Insurance Program, which covers the removal of elm trees on private property when they become infected with Dutch elm disease (DED). The deadline to enroll in the 2026 program is Wednesday, April 15.

New and returning participants are encouraged to help reduce paper consumption by applying online. Both the online enrollment form and paper application are available at cityofevanston.org/elminsurance. The application and payment must be received no later than April 15 for trees to qualify for insurance. No late submissions will be accepted.

When DED infects a tree on private property, the homeowner bears the costs for removal, which can range from approximately $1,000 to $6,000. The City’s Private Elm Tree Insurance Program covers the cost of removing infected elm trees, and also provides free testing of insured elms if DED symptoms appear. The insurance will remain in effect through April 14, 2027, and must be renewed annually.

For more information, visit cityofevanston.org/elminsurance or call/text 847-448-4311. For convenience, residents may simply dial 3-1-1 in Evanston.